Tap2Local – Closed beta
What is Tap2Local?
Tap2Local allows your business users to accept payments through tap to pay, payment links, and QR codes directly within your Mobile Banking experience. And with Jack Henry’s open banking solutions and reconciliation-first infrastructure, your institution can automatically reconcile payments with accounting systems like QuickBooks and Xero. This enhances accuracy and ensures compliance while delivering a seamless experience for your business users.
Tap2Local allows your business accountholders and sole proprietors to accept card payments directly from their mobile phone, eliminating the need for additional hardware and making it incredibly convenient for businesses to manage sales both in-store and on the go. We support all four card brands: Visa, Mastercard, American Express and Discover. In addition the Tap to Pay functionality is fully realized on both Apple iOS and Android ecosystem.
Imagine you own a bakery and you sell goods in your store, at the farmer’s market, and weekend catering. Rather than taking your store’s card machine (or a backup card reader) and trying to get it set up and connected at an event like the farmer’s market, you could simply use your phone to accept card payments right in your mobile banking experience.
How does it work?
Tap2Local uses mobile technology and card networks to facilitate payments for business. It allows three different payment options that gives your business accountholders the flexibility that their business needs. Payment Links and QR codes provide the ability to support a card not present experience for the payer.
- Tap to Pay: Customers can tap their physical card or virtual card (Apple Pay, Google Pay) directly to the business’s phone.
- Payment Links: Businesses can generate and send unique payment links to customers that then allow the customer to pay via their card in a web experience later.
- QR Codes: Businesses can display a QR code on their phone screen. This works on mobile, web, and desktop devices.
What about security?
Tap2Local and our award winning digital platform has a number of security features to protect business accountholders. First, during the enrollment process, businesses have to answer a series of security questions and complete an identity verification to ensure eligibility and legitimacy.
Once signed up for Tap2Local, businesses can manage payment disputes directly within the app. Additionally, there are various fraud monitoring tools available. A business can be deactivated from accepting payments if suspicious or fraudulent activity is detected.
Frequently Asked Questions
Have questions about Tap2Local? Check out our Frequently Asked Questions page that covers its functionality & experience, operational details, and more.