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View hold amounts - Banks

Whether for transfers or payments (or anything in between), it’s not uncommon for an end user to have a hold on their account. Unfortunately, it can be tricky to accurately reflect holds in that user’s available balance. But tricky has never been an issue for us. Using the abilities of your core, Banno Apps give your institution the power to determine the types of holds that should be applied to your end users’ available balance. It just requires a little bit of configuration on your core.

This ability is currently available for banks on the Silverlake and CIF 20/20 cores.

Configuration

Configuration must be done via your standard core configuration, and varies depending on your institution’s core.

Silverlake

Using the available balance calculation table configured within the Silverlake core (DDPAR option 40), the following fields appear in Banno’s balance info dialog if the account balance is affected by one of the following fields.

Note: The Add Next Day Memo Debits, Subtract Next Day Memo Debits, and Custom Use Investment Balance fields are exceptions and are not reflected in Banno’s balance info dialog.

CIF 20/20

Using the available balance calculation table configured within the CIF 20/20 core (DDPAR option 27), the following fields appear in Banno’s balance info dialog if the account balance is affected by one of the following fields.

Note: The Add Next Day Memo Debits, Subtract Next Day Memo Debits, Use Cash Availability, and Use Investment Balance fields are exceptions and are not reflected in Banno’s balance info dialog.

FAQ

Which balance details are not reflected in Banno’s balance info dialog?

Currently, we do not display the following balance details:

Investment balance
Memo credit amount
Memo debit amount
Use Cash Availability (CIF 20/20)